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  Investment Products:    Not FDIC Insured     No Bank Guarantee     May Lose Value  

The E*TRADE FINANCIAL family of companies provides financial services that include trading, investing, banking, and managing employee stock plans.

Securities products and services offered by E*TRADE Securities LLC, Member FINRA/SIPC, are not insured by the FDIC, are not guaranteed deposits or obligations of E*TRADE Bank, and are subject to investment risk, including possible loss of the principal invested.

Banking products and services are offered by E*TRADE Bank, a Federal savings bank, Member FDIC, or its subsidiaries. Bank deposits are FDIC insured. On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2009.

Employee stock plan solutions are offered by E*TRADE FINANCIAL Corporate Services, Inc.

E*TRADE Securities LLC, E*TRADE Bank and E*TRADE FINANCIAL Corporate Services are separate but affiliated companies.

© 2008 E*TRADE FINANCIAL Corp. All rights reserved.